General Liability

General Liability Insurance

Coverage for bodily injury, property damage, products and completed operations, damage to rented premises, and medical payments are typically included under this coverage.

Artisan Contractor Insurance

General liability coverage for specialized contractors, such as HVAC service and installation, electrical, cabinetry installation or finish carpentry, and plumbing.

Professional Liability/Errors & Omissions

This type of coverage protects you against claims that may arise from your rendered professional services. This coverage may apply to attorneys, accountants, beauticians, therapists and more.

Commercial Umbrella/Excess Liability

Umbrella policies are one of the most cost-effective ways to increase your liability coverage. Policy limits range from $1 million to $15 million.

Property Insurance

Business Owner's Insurance

This insurance package provides coverage for large and small businesses, including property, liability and bodily injury. This insurance helps cover  your business from claims resulting from things like fire, theft or other covered disasters.  

Commercial Property Insurance

Coverage for damage or loss of property resulting from fire, lightning, smoke, vandalism, theft or more. Additional coverage such as business income, equipment breakdown, sewer and drain backup, and glass can be included within your Commercial Property coverage.

Commercial Flood

Flood is not only a "coastal exposure", as it can occur almost anywhere. Flood coverage is not usually a part of commercial property insurance policies.

Bonds

We can assist you with bonding lines like Probate Bonds, Bid/Performance, and License Bonds.

Premium Financing

Premium financing is offered for commercial accounts. 

Auto Insurance

Commercial Auto Insurance

Liability and Physical Damage coverage for your commercially-owned vehicles operated by you or your employees. Hired & Non-owned Auto Liability, Rental Reimbursement and Towing are some additional coverages that are also available.

Other

Executive Liability

We offer coverage for directors and officers, fiduciary exposure, crime and employee dishonesty and more.

Workers Compensation & Employer's Liability

Workers Compensation coverage protects you and your employees for medical expenses and income continuation for injuries sustained while on the job. Employer’s Liability provides protection for employers from such things as third-party countersuits, suits brought from an injured employee's spouse, and intentional acts by management.

Employment Practices Liability

Coverage designed to protect a business against accusations of harassment, discrimination, and wrongful termination. Third party coverage to protect against these same issues created by your vendors and/or customers.

Columbia Insurance Services, Inc. is licensed to do business as an insurance agency in New Jersey under license number 9951171 and Pennsylvania under license number 576712. We offer a broad range of insurance products to New Jersey and Pennsylvania residents and businesses. Columbia Insurance Services, Inc. is a wholly-owned subsidiary of Columbia Bank. Insurance products are: Not FDIC Insured, Not a Deposit, Not Insured by any Federal Government Agency, Not Guaranteed by the Bank, May Lose Value.